Preferred Rate is a national mortgage lender licensed in 49 states that specializes in home loans and refinancing . Operating as a division of American Pacific Mortgage Corporation

You can request to be removed from the network by emailing the support address provided in the initial confirmation email. You can also register your phone number on the National Do Not Call Registry (DoNotCall.gov), though this takes 31 days to take effect.

Step 1: The Initial Application

Recommendation:

Before signing, get a Loan Estimate (LE) from Preferred Rate and compare it to a local credit union or a major bank. Look at the "Section A" costs and the interest rate to see if their "Preferred Rate" is actually the best deal for you.

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preferredratecom

Preferredratecom May 2026

Preferred Rate is a national mortgage lender licensed in 49 states that specializes in home loans and refinancing . Operating as a division of American Pacific Mortgage Corporation

You can request to be removed from the network by emailing the support address provided in the initial confirmation email. You can also register your phone number on the National Do Not Call Registry (DoNotCall.gov), though this takes 31 days to take effect. preferredratecom

Step 1: The Initial Application

Recommendation:

Before signing, get a Loan Estimate (LE) from Preferred Rate and compare it to a local credit union or a major bank. Look at the "Section A" costs and the interest rate to see if their "Preferred Rate" is actually the best deal for you. Preferred Rate is a national mortgage lender licensed